Want to buy a home in Peterborough?

Discover how Mitch and his team can help you find and purchase the right home for your needs. Schedule your free home buyer's consultation now!

Serving Peterborough, Ontario  and the surrounding areas
Get my whole team of real estate professionals working for you
Market knowledge and insights that are second to none
Service benefits

Experience first-class service

We'll provide you with everything you need to ensure your home purchase is a success and stress-free.

Feel Empowered

Our team will give you all of the tools you need to feel empowered throughout the home buying process. 

Have Confidence

Our team has over three decades of combined real estate experience in the Peterborough market. Rest easy - you're in good hands.

Know The Local Market

We don't just work in Peterborough, we grew up here. Our local knowledge will help you find the right home based on your wants and needs.

Make Informed Decisions

Our market research will provide you with the insights you need to make more informed and smarter decisions when it comes to buying a home. 

Negotiations Made Simple

Whether you’re an old pro or a first time buyer, we'll help negotiate the best deal for you when buying your home. 

A Whole Team Working For You

Get the knowledge, experience and efficiency of our entire team working for you. You'll never be alone in the process.
Natalie Schnurr

Natalie Schnurr

Selwyn
Ontario
Amidst a daunting buyers market and with high client expectations, the Mitch Cleary, Century 21 Real Estate Team surpassed our standards in all areas of our experience.
See all testimonials
Take the first step

The easy way to buy a home in Peterborough

Buying a home in Peterborough is easier than you may think. Just follow the steps below.

Step One

Schedule a free consultation

Schedule your free consultation at a date and time that is convenient for you.

Step Two

Gain valuable insights

Get the market knowledge and insights you need to make the best decision - for you.

Step Three

Make an informed decision

Decide if our services are right for you. There is no pressure or obligation, the choice is yours.

Do you have questions about buying a home in the Peterborough area?

Find answers to some of the most frequently asked questions home buyers have.

Do I need to get pre-approved for a mortgage before starting my search for a home?

In most cases, yes. Having a mortgage pre-approval helps you shop for a home with confidence, and helps your agent know that you are truly ready and serious about taking the next step in finding a home. It also allows us to eliminate anything that is out of your budget. It is ideal when it comes to writing offers, because in today’s competitive market many buyers are opting to submit offers without a financing condition. It shows sellers that you have your finances in order, which is helpful in competitive situations such as this. It also locks you into a mortgage rate for 90 days or more!

How many homes should I see before buying one?

The range of homes that a Buyer sees varies greatly depending on how specific their criteria is, how competitive the market is, and how urgent their timeline is. Some Buyers buy a property after their first round of showings if they have already done enough research and feel confident in their understanding of the market, and some Buyers end up on four or more rounds of showings seeing multiple properties in each batch before submitting an offer. Our clients have typically been able to make a confident decision on a home, and successfully submit offers after viewing 5-8 homes. We believe this is due to the educational approach we take with our clients before the search begins, and our emphasis on continued feedback and communication in regards to changing wants and needs throughout each unique Buyer journey.

How much do I need for a down payment?

You can put 5% of the purchase price down for a home valued at $500,000 or less, any amount above $500,000 requires 10%, and homes valued at $1,000,000+ require a 20% down payment. These values can be combined, see example:

  • $500,000 or less = 5% of the purchase price
  • $500,000 - $999,999 = 5% of the first $500,000, and then 10% of the remaining purchase price
  • $1,000,000+ = 20% of the purchase price

When do I need to provide the deposit if my offer is accepted?

It is dependent on what your offer contract states. If it states “upon acceptance” (which is most typical for our market) this means that you will need to submit your deposit within 24 hours of your offer being accepted. You can submit the deposit either in person or electronically through wire transfer. If your offer contract states “herewith” this means that you will have to have your deposit ready to provide upon the submission of your offer.

What are my costs as a home buyer?

Most people are really surprised by this answer. The good news for buyers is that you are not obligated to pay any fee amount to your Realtor. There are fees such as land transfer tax, legal fees, and moving costs associated with purchasing a house that do need to be considered and budgeted for.

What happens once I’m ready to make an offer?

As your real estate agent, I will walk you through the paperwork that needs to be completed in order to submit an offer once you determine that you have found the property for you. We will draft an offer together, and once it is submitted to the seller, I will negotiate the terms of the offer on your behalf. There will be an irrevocable date and time on the offer you submit, and the seller will have a chance to accept, decline, or sign back/counter your offer by the deadline. I will ensure that you are informed through the entire process, and will be working in your best interest throughout the offer process.